:root{--navy:#06233b;--navy2:#0b3554;--orange:#f5821f;--ink:#142a3d;--muted:#617182;--line:#e4eaf0;--pale:#f3f6f9;--white:#fff;--shadow:0 18px 48px rgba(6,35,59,.13)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.65 'DM Sans',sans-serif;background:#fff}a{color:inherit;text-decoration:none}button{font:inherit}h1,h2,h3,b{font-family:Manrope,'DM Sans',sans-serif}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(42px,6vw,70px);line-height:1.05;letter-spacing:-.045em;margin:22px 0;font-weight:800}h1 em{font-style:normal;color:var(--orange)}h2{font-size:clamp(30px,4vw,45px);line-height:1.15;letter-spacing:-.035em;margin:12px 0 18px}h3{font-size:19px;line-height:1.3}.container{width:min(1160px,calc(100% - 48px));margin:auto}.eyebrow{display:inline-flex;align-items:center;gap:10px;color:var(--orange);font-size:11px;text-transform:uppercase;letter-spacing:.14em;font-weight:700}.eyebrow:before{content:'';width:25px;height:2px;background:currentColor}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid rgba(6,35,59,.08)}.nav-wrap{height:82px;display:flex;align-items:center;justify-content:space-between;gap:16px}.brand{width:205px;flex:none}.brand img{display:block;width:100%;max-height:58px;object-fit:contain}.nav{height:100%}.nav-list{height:100%;display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}.nav-list>li{height:100%;display:flex;align-items:center;position:relative}.nav-link{border:0;background:transparent;color:#33495a;padding:10px 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b{font-size:17px;color:var(--navy)}.mega-title span{font-size:12px;color:var(--muted)}.mega-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.mega-col{display:grid;align-content:start;gap:10px}.mega-col a{font-size:13px;font-weight:700;color:#294154;line-height:1.35}.mega-col a:hover{color:var(--orange)}.mega-col small{display:block;margin-top:3px;font-size:11px;font-weight:400;color:#778594}.button,.button-outline{border-radius:5px;padding:12px 18px;display:inline-flex;align-items:center;justify-content:center;gap:10px;font-size:13px;font-weight:700;transition:.18s}.button{background:var(--orange);color:white;border:1px solid var(--orange)}.button:hover{background:#e87313;transform:translateY(-2px)}.button-outline{border:1px solid rgba(255,255,255,.5);color:white}.button-outline:hover{background:rgba(255,255,255,.1)}.nav-cta{padding:10px 14px;white-space:nowrap}.mobile-toggle{display:none;border:0;background:none;padding:8px}.mobile-toggle span{height:2px;width:23px;background:var(--navy);display:block;margin:5px}.hero{background:var(--navy);color:white;position:relative;overflow:hidden}.hero:after{content:'';position:absolute;bottom:0;left:0;width:22%;height:5px;background:var(--orange)}.hero-grid{min-height:550px;display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center;padding:70px 0}.hero .eyebrow{color:#ffb36d}.hero-copy{font-size:18px;color:#d4e0e8;max-width:610px}.actions{display:flex;gap:13px;margin-top:28px}.hero-note{font-size:12px;color:#c5d4df;margin-top:36px;display:flex;align-items:center;gap:10px}.hero-note span{display:grid;place-items:center;border-radius:50%;width:23px;height:23px;background:#fff3e9;color:var(--orange);font-weight:800}.hero-art{height:375px;position:relative;display:grid;place-items:center}.ring{position:absolute;width:340px;height:340px;border:1px solid rgba(255,255,255,.2);border-radius:50%;box-shadow:0 0 0 45px rgba(255,255,255,.025),0 0 0 90px rgba(255,255,255,.018)}.brand-orb{position:relative;z-index:1;width:104px;height:104px;display:grid;place-items:center;border-radius:50%;background:var(--orange);box-shadow:0 0 0 14px rgba(245,130,31,.15);font:800 25px Manrope,sans-serif}.floating-card{position:absolute;width:255px;padding:19px;background:#fff;border-radius:7px;color:var(--ink);box-shadow:0 18px 45px rgba(0,0,0,.2);display:grid;gap:5px}.floating-card small{font-size:9px;letter-spacing:.1em;color:#6d7b88;font-weight:700}.floating-card b{font-size:17px;color:var(--navy)}.floating-card span{font-size:11px;color:var(--muted);line-height:1.45}.card-a{top:19px;left:0}.card-b{right:0;bottom:22px}.trust-strip{border-bottom:1px solid var(--line)}.trust-strip .container{display:flex;justify-content:space-around;gap:20px;padding:20px 0;color:#405365;font-size:12px;font-weight:700}.section{padding:82px 0}.light{background:var(--pale)}.intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}.intro-grid p{color:var(--muted);margin:4px 0 18px}.text-link{font-size:13px;font-weight:700;color:var(--navy)}.text-link:hover{color:var(--orange)}.section-head{max-width:650px;margin-bottom:34px}.section-head p{color:var(--muted)}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.home-card{background:white;border:1px solid var(--line);padding:24px;border-radius:6px;transition:.2s}.home-card:hover{transform:translateY(-4px);border-color:#f0be98;box-shadow:0 14px 30px rgba(6,35,59,.07)}.card-kicker{font-size:10px;text-transform:uppercase;letter-spacing:.12em;color:var(--orange);font-weight:700}.home-card h3{margin:13px 0 8px;color:var(--navy)}.home-card p{color:var(--muted);font-size:13px;line-height:1.6;min-height:64px}.home-card>b{font-size:12px;color:var(--navy)}.home-card>b span{color:var(--orange)}.cta-section{padding:0 0 78px;background:var(--pale)}.cta-box{background:white;border:1px solid var(--line);border-radius:7px;padding:34px 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p{font-size:12px;color:var(--muted)}.side-card>a:not(.button){font-size:12px;color:var(--navy);font-weight:700}.side-card>a span{color:var(--orange)}.side-card hr{border:0;border-top:1px solid var(--line);margin:20px 0}.footer{background:#031a2c;color:#d5e0e8;padding:45px 0 18px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px;padding-bottom:30px;border-bottom:1px solid rgba(255,255,255,.13)}.footer-logo{display:block;width:190px;background:white;border-radius:4px;padding:4px;margin-bottom:12px}.footer-logo img{width:100%;display:block}.footer-grid p{font-size:12px;color:#aebdca;max-width:250px}.footer-grid h3{font-size:11px;text-transform:uppercase;letter-spacing:.1em;margin:7px 0 14px;color:white}.footer-grid>div>a:not(.footer-logo){display:block;font-size:12px;color:#aebdca;margin:8px 0}.footer-grid>div>a:hover{color:#ffad68}.copyright{display:flex;justify-content:space-between;gap:14px;padding-top:17px;color:#95a6b4;font-size:10px}
@media(max-width:1000px){.brand{width:170px}.nav-link{padding:9px}.nav-cta{padding:9px}.mega{width:min(740px,calc(100vw - 30px))}.article-grid{gap:30px}.hero-grid{grid-template-columns:1fr .85fr}}
@media(max-width:760px){.container{width:calc(100% - 36px)}.nav-wrap{height:72px}.brand{width:170px}.mobile-toggle{display:block}.nav{display:none;position:absolute;top:72px;left:0;right:0;height:auto;background:#fff;box-shadow:0 15px 30px rgba(6,35,59,.12);padding:8px 18px 18px}.nav.visible{display:block}.nav-list{height:auto;display:block}.nav-list>li{display:block;height:auto}.nav-link{width:100%;justify-content:space-between;padding:13px 3px;border-bottom:1px solid #edf0f3}.mega{display:none;position:static;transform:none;opacity:1;visibility:visible;pointer-events:auto;width:100%;box-shadow:none;border:0;padding:12px 0}.nav-item.open .mega{display:block}.mega-title{display:block}.mega-title span{display:block;margin-top:4px}.mega-grid{grid-template-columns:1fr 1fr;gap:12px}.nav-cta{margin-left:auto}.hero-grid{display:block;padding:58px 0 25px}.hero-art{height:330px;margin-top:18px}.ring{width:275px;height:275px}.floating-card{width:220px;padding:15px}.card-a{top:8px;left:0}.card-b{right:0;bottom:8px}.brand-orb{width:82px;height:82px}.trust-strip .container{display:grid;gap:0}.trust-strip .container span{padding:10px 0;border-bottom:1px solid var(--line)}.trust-strip .container span:last-child{border:0}.section{padding:64px 0}.intro-grid{grid-template-columns:1fr;gap:18px}.card-grid{grid-template-columns:1fr 1fr}.cta-box{padding:27px;display:block}.cta-box .button{margin-top:19px}.article-grid{grid-template-columns:1fr}.side-card{position:static}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:480px){.container{width:calc(100% - 30px)}.brand{width:148px}.nav-cta{font-size:11px;padding:9px}.hero-grid{padding-top:48px}.hero h1{font-size:43px}.hero-copy{font-size:15px}.actions{align-items:flex-start;flex-direction:column}.actions>*{width:230px}.hero-art{height:290px}.ring{width:235px;height:235px}.floating-card{width:195px}.floating-card b{font-size:15px}.floating-card span{font-size:10px}.brand-orb{width:70px;height:70px}.section{padding:55px 0}.card-grid{grid-template-columns:1fr}.home-card p{min-height:0}.cta-box{padding:23px 20px}.cta-box h2{font-size:27px}.page-hero{padding:38px 0 44px}.breadcrumbs{margin-bottom:24px}.page-hero p{font-size:15px}.article-main h2{font-size:25px}.mega-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr;gap:20px 14px}.footer-logo{width:165px}.copyright{display:block}.copyright span{display:block;margin:5px 0}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}
.legal-date{display:inline-block;margin-top:12px;padding:7px 11px;border:1px solid rgba(255,255,255,.24);border-radius:4px;color:#d4e0e8;font-size:12px}.legal-layout{grid-template-columns:minmax(0,1fr) 260px}.legal-intro{padding:21px 24px;margin-bottom:30px;background:#f4f7fa;border-left:3px solid var(--orange)}.legal-intro b{color:var(--navy)}.legal-intro p{margin:7px 0 0;color:#526575}.legal-section{padding:4px 0 12px;border-bottom:1px solid var(--line);margin-bottom:22px}.legal-section h2{font-size:23px;margin:8px 0 10px}.legal-section p{color:#526575;line-height:1.8}.side-card>a.button{color:white}.side-card>a.button:hover{color:white}